I. Entitlements and the Federal Budget

Table of Contents/Entitlement Report/Introduction/Foreward/I/II/III/IV/V/VI

Chart 1-1. Entitlements now amount to over half of all federal spending.

Entitlements are cash or in-kind payments to (or on behalf of) individuals that are not contractually linked to payments or services received by the government in return. The federal government distributes most entitlements directly, but some are disbursed through grants to state and local authorities. Entitlements include only benefit payments themselves; they exclude the cost of program administration.

Throughout these charts (except in Part VI), entitlements are equal to OMB's "Outlays for Payments for Individuals," plus farm price supports (as defined by the CBO) and estimated military health benefits for other than active-duty personnel (as tabulated by BEA). Prior to 1962, CBO-defined farm-price supports are estimated. Other budget functions follow OMB. "All other" spending category subtracts undistributed offsetting receipts.

Source: FY 1995 Budget of the United States Government: Historical Tables (OMB; 1994); The Economic and Budget Outlook: FY 1995-1999 (CBO; January 1994); and National Income and Product Accounts (BEA).


Chart 1-2: Over the postwar era, entitlements have been the fastest-growing category of federal outlays ...

See chart 1-1 for sources and definition of entitlements. "All other" subtracts undistributed offsetting receipts.

Chart 1-3: ...rising from under half to over double the size of defense...

See chart 1-1 for sources and definition of entitlements.

Chart 1-4. ...and far outstripping the growth of the economy.

See chart 1-1 for sources and definition of entitlements. Inflation is calculated with the fiscal year GDP deflator.

Chart 1-5. Retirement and health-care programs that primarily benefit older Americans account for virtually all the expansion...

See chart 1-1 for sources and definition of entitlements. "Social Security" includes both Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI). "Federal pensions" consist mainly of civil service retirement, military retirement, and Railroad Retirement; "health benefits" mainly of Medicare, Medicaid, and veterans' health care; "cash welfare" mainly of Aid to Families with Dependent Children (AFDC) and Supplemental Security Income (SSI); "food and housing benefits" mainly of Food Stamps, school lunches, and housing and rental subsidies. "Other nonretirement cash" includes miscellaneous entitlement benefits that range from farm price supports and veterans' cash benefits to student loans.

Chart 1-6. ...and today comprise over three-quarters of all federal entitlement outlays.

See charts 1-1 and 1-5 for sources and definitions.


Chart 1-7. The lion's share of federal entitlement dollars are disbursed without regard to financial need.

See chart 1-1 for sources and definition of entitlements.
Means-tested benefits are those for which recipients must demonstrate some degree of financial need. They include AFDC, SSI, Food Stamps, and Medicaid. Non-means-tested entitlements do not consider financial need in determining eligibility; instead, eligibility is based on categorical requirements, such as age, disability, or prior employment.
Non means- tested benefits include Social Security, Medicare, civil service and military veterans health care and student loans) sometimes consider financial need in determining eligibility, but according to rules that do not apply to all benefits granted.
These "middle-class" entitlements are mostly the same programs that enjoy automatic benefit-level increases.

Chart 1-8. See charts 1-1 and 1-7 for sources and definitions.

CPI-indexed benefits are cash benefits that automatically rise each year with the Consumer Price Index. Health-benefit programs--though they often limit fees chargeable by doctors and hospitals per service rendered--ultimately cover the cost of a volume of services per beneficiary that grows much faster than the CPI. In contrast, most unindexed benefits remain fixed in dollar terms unless Congress explicitly votes to change them.
Of all public benefit dollars, less than one out of six serves to raise Americans out of poverty.

Chart 1-9. Benefits in chart 1-9 are federal entitlements as defined in chart 1-1, plus state and local financed transfer payments (as defined by the BEA).

The "poverty gap" is the amount of money that would be required--if received as income--to lift every U.S. household over the official Census-defined "poverty threshold."
Income is after-tax cash income plus certain forms of in-kind income. (See chart 4-4 for discussion of this "total income" concept).
Source: For federal entitlements, see chart 1-1; for state and local benefits, National Income and Product Accounts (BEA). 1990 "poverty gap"is derived from data in Measuring the Effect of Benefits and Taxes on Income and Poverty: 1990, Current Population Reports, Series P-60, no.176-RD (Census; 1991).
Indeed, federal entitlements are as likely to benefit the affluent as the needy.

Chart 1-10. See chart 1-1 for definition of entitlements

Benefit distributions by income bracket are based on unpublished CBO analysis of Current Population Survey (Census) and Statistics of Income (IRS) income data. Benefit payments tabulated here (a total of $534 billion) represent the 81 percent of federal entitlement outlays in 1991 that could be allocated by income bracket. They include Social Security (OASDI), Railroad Retirement, civil service and military retirement, veterans' cash benefits, Medicare, Unemployment Insurance, workers' compensation, Food Stamps, AFDC, SSI, and the Earned Income Tax Credit. Although consistent data on the other 19 percent of federal benefit payments are not available, it is unlikely that inclusion of the remaining entitlement programs (ranging from Medicaid to farm price supports)would significantly alter the overall benefit distribution. Source: Neil Howe, How to Control the Cost of Federal Entitlements: The Argument for Comprehensive "Means-Testing" (National Taxpayers Union Foundation; 1991).

Table of Contents/Entitlement Report/Introduction/Foreward/I/II/III/IV/V/VI